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How to Transfer Money from Mobile Money to a Bank Account


  • 14th May, 2018 .
  • 2 minutes read . Updated on 15th October, 2019

The phase 1 of the mobile money interoperability in Ghana allows mobile money subscribers to send money from a mobile money wallet to a bank account (Wallet to Bank).

Here is how you do it:

Transfer money from MTN Mobile Money wallet to bank account

1. Dial MTN Mobile Money short code: *170#

2. Select Transfer Money

3. Select Bank Account

4. Choose Wallet to Bank Account

5. Select Bank

6. Enter Account number

7. Enter amount

8. Enter your PIN to confirm and complete the transaction

Send money from Vodafone Cash wallet to bank account

1. Dial Vodafone Cash short code: *110#

2. Select Send Money

3. Choose To Bank Account

4. Select the first letter of Bank name

5. Select the Bank name

6. Enter Account number

7. Enter amount

8. Enter your PIN to confirm and complete the transaction

Send money from AirtelTigo Money wallet to bank account

1. Dial AirtelTigo Money short code: *110#

2. Select Send Money

3. Choose Other Banks

4. Choose From Airtel Money Wallet

5. Select the Bank name

6. Enter Account number

7. Enter amount

8. Confirm name of recipient by entering your PIN to complete the transaction

Send money from Tigo Cash wallet to bank account

1. Dial AirtelTigo Cash short code: *110#

2. Select Buy and Send Cash (To All Networks)

3. Choose To Other Banks

4. Choose From AirtelTigo Money Wallet

5. Select the Bank name

6. Enter Account number

7. Enter amount

8. Confirm name of recipient by entering your PIN to complete the transaction

Note: Phase 3 of the mobile money interoperability has been rolled out, you can now send money from your bank account to your MTN MoMo, Vodafone Cash or AirtelTigo Money wallet. You can use these mobile banking apps or USSD codes to send money from your bank account to any mobile money wallet.


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