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Mobile Banking Apps in Ghana: StanChart, GCB, UMB, Ecobank, NIB ...

Mobile Apps in Ghana, Ecobank, Fidelity, UMB, CalBank
  • By Aku Sika
  • . 18th June, 2018 . Updated on 28th October, 2023
  • 2 minutes read

It's 2021 and if your bank doesn't have a mobile app to digitise your banking experience, then I'm sorry you have to reconsider your options.

Ghana is gradually moving from a cash-based economy to a cash-lite economy and this is being spearheaded by the government of Ghana, various banks and fintech companies.

This is important as the transformation seeks to make banking convenient and more accessible to majority of Ghanaians who are still unbanked.

Below are some of the mobile banking apps in Ghana with their download links and USSD channels.

Note: With some of the banks, you will have to visit their offices to activate and access your digital banking account.

Ecobank Mobile Banking App

Leading this digitisation is Ecobank, which has so far got over 1 million customers registered on its Ecobank Mobile app in Ghana.

GCB Mobile Banking Short Code

  • USSD code for GCB Bank *422#

CBG Mobile Banking Short Code

  • USSD code for CBG Bank *924#

Fidelity Mobile Banking App

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UMB Mobile Banking App

Stanbic Mobile Banking App

HFC Bank/ Republic Bank Mobile Banking Short Code

  • Republic Bank USSD code *414#

NIB Mobile Banking Short Code

  • USSD code for NIB Bank *710#

GTBank Mobile Banking App

ABSA Mobile Banking App

UBA Mobile Banking App

Zenith Mobile Banking App

Calbank Mobile Banking App

Related Post: How to send Money to a Bank Account without Using an App

ADB Mobile Banking App

Access Mobile Banking App

Standard Chartered Bank Mobile App

GTBank Mobile Banking App

The competition among the banks and fintech companies in Ghana to get both the unbanked and banked to patronise their mobile apps is very keen, so make sure you check the star ratings, features, ease of use and reviews of each app before downloading.

Some benefits of using the banking apps listed above are:

1. Access to your bank account 24/7 from anywhere across the world

2. Check bank account balance

3. Transfer money to mobile money wallet and vice versa

4. Top up mobile network airtime

5. View your bank statement

6. Make various payments. E.g. utility bills, school fees, post-paid bills, DSTV, air ticket

7. Make cardless ATM withdrawals

8. Locate nearest ATMs and branches

9. Link your mobile money to your bank account

10. Transfer funds between various bank accounts

11. Set a standing order

12. Shop online

Some Fintech Mobile Apps in Ghana:

Mazzuma Mobile App





Any apps we might have left out? Let us know in the comment box below.

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