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Mobile Money has been a blessing to a lot of people since its introduction to Ghana some years ago.
And aside from being able to use mobile money to conveniently save money and seamlessly transfer money to family and friends, users can also get loans from their mobile money service operators.
Below are ways you can get loans using your mobile money account in Ghana.
If you are an active MTN Mobile Money user, you can easily apply for a short term loan by using the QWIKLOAN service on your mobile phone.
Dial the MTN Mobile Money short code *170#, choose Financial services, Loan and select Option 1 to register and apply for loan.
If your application is successful, you will instantly receive the money into your MTN MoMo wallet.
This method of receiving loans is fast, convenient and requires no paperwork.
FIDO connects people to fast and easy loans and all you have to do is apply for the instant loan on your mobile phone in simple steps, no collateral, no guarantor.
FIDO now offers loans up to GHc 4000.00 for all its users.
Dial the MTN short code for FIDO loan *998#.
Note: Make sure to repay on time to be eligible for another loan next time.
Call FIDO on 030 220 8058 / 024 243 6885 for further details.
Customers of Vodafone Cash can now get access to loans and additional funds. Dial *110#, select option 5 (and choose Loans for Ready Loan and Overdraft for Vodafone Overdraft) from the menu and follow the prompts.
These credit facilities are available to all Vodafone customers who are active on Vodafone network and Vodafone Cash.
Terms and Conditions apply.
A valid ID : Driver’s License, NHIA Membership, Voter ID, National ID or Passport
An active mobile money account
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